Welcome to Collective Financial Planning Ltd

Collective Financial Planning Ltd comprises of an expanding team of experienced Financial Advisers , who provide both face to face and virtual financial planning for both individual and corporate clients. We are conscious that even for the most experienced investor financial planning can prove daunting and complex. Our aim is to offer advice that is always personally tailored to reflect the individual needs and objectives of our clients and to provide a confidential professional advisory service of the highest standard. We will always treat our clients fairly and endeavour to communicate in a way that is clear and not misleading.

Our aim is to also build long term relationships with our clients and meet their ever changing financial needs throughout their life stages. We understand that financial needs can change and therefore we will always maintain a close working relationship with all of our clients, arranging regular face to face meetings to ensure that our their objectives always remain on track. We believe it is essential to have an agreed contact strategy to allow our clients to discuss any changes in circumstances or future aspirations on a regular basis.

Maria McDonald

Mortgage and Protection Adviser at Collective Financial Planning Limited

Maria is a qualified Mortgage and Protection Adviser who has great knowledge in all things Mortgages and Protection. She has access to over 60 lenders which includes mainstream lenders and specialist lenders that can support with things such as adverse credit, lending into retirement and Buy to Lets.

Maria is known for building long term relationships with her clients making sure they understand the process from start to finish and ensuring she continues to support them in the future when their re-mortgages are due or before then, should their circumstances change.

Maria supports clients who are:

  • First Time Buyers
  • Home movers
  • Re-mortgaging
  • Using government schemes such as shared ownership
  • Landlords with Buy to Let Mortgages
  • Requiring additional borrowing
  • Having issues with their credit score

Maria also specialises in Protection which includes Life Insurance, Critical Illness Cover, Income Protection and many other types of protection that people are unaware of. She explains what they all are and how they can benefit the lives of you and your family.

To find out more about what Maria can offer, please click the link below. https://www.colfinancial.co.uk/. Maria offers appointments over the phone, via TEAMS or face to face

Maria McDonald C-Map
Mortgage and Protection Adviser
07359150925
maria.mcdonald@colfinancial.co.uk

 

Maria supports clients who are:

  • First Time Buyers
  • Home movers
  • Re-mortgaging
  • Using government schemes such as shared ownership
  • Landlords with Buy to Let Mortgages
  • Requiring additional borrowing
  • Having issues with their credit score

Maria also specialises in Protection which includes Life Insurance, Critical Illness Cover, Income Protection and many other types of protection that people are unaware of. She explains what they all are and how they can benefit the lives of you and your family.

To find out more about what Maria can offer, please click the link below. https://www.colfinancial.co.uk/. Maria offers appointments over the phone, via TEAMS or face to face

Maria McDonald C-Map
Mortgage and Protection Adviser
07359150925
maria.mcdonald@colfinancial.co.uk

 

Mortgages and protection proposition
Buy to let mortgages
Buying a home
First time buyers
Flexible mortgages
Offset mortgages
Remortgages
Self build mortgages

Your property may be repossessed if you do not keep up repayments on your mortgage.

Most Buy to Let mortgages are not regulated by the Financial Conduct Authority.

There may be a fee for mortgage advice. The exact amount will depend on your circumstances, your adviser will confirm this with you.

Collective Financial Planning Limited is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority.
Approved by the Openwork Partnership 31/07/2026.