Content insurance for tenants
Through Let Alliance, M & M Properties are proud to offer tenants comprehensive nil excess contents insurance, at extremely competitive prices.
Let Alliance bring a wealth of experience to the tenant insurance market and with their policy underwritten by UK General Insurance Ltd on behalf of AGEAS they have formulated a market leading product specifically tailored to meet the needs of their customers.
Accidents around the home do happen. By insuring your own belongings and also including cover for accidental damage to the landlord’s property, this could save you losing your deposit. Likewise burglaries can happen, so don’t risk losing the things that are important to you.
Here are some of the policy highlights :
- Contents cover against fire, flood, storm, and theft available for sum insured up to £50,000
- Contents policy includes accidental damage to technology items such as TV’s, PC’s, Tablets. Extended option available too.
- Alternative accommodation covered under contents insurance
- Public liability covers up to £2,000,000
- Entertainment downloads covered up to £2,000
- Replacement of keys and locks up to £500
- Fraudulent use of card covered up to £500
- Loss of money covered up to £250 in the property
- Seasonal increase of 10% during 1st December to 15th January
- Accidental damage cover to landlords’ property, fixtures, fittings, and furnishings up to £5,000 per claim
- Nil Excess option available
WHY TAKE THE RISK WHEN YOU CAN HAVE NIL EXCESS CONTENTS INSURANCE?
Insurance for landlords
Specialist Landlord Buildings & Contents Insurance
As a Landlord it is imperative that you have the best available insurance for your rental properties, not only for your buildings but also your contents. If you are unsure about your existing insurance, it may be time to look into an insurance policy that can provide quality cover at competitive rates.
Let Alliance provide specialist Landlord Buildings & Contents Insurance which can be tailored to your needs. Fantastic cover options include NIL EXCESS and malicious damage cover.
Here are some of the highlights of the policy:
- Buildings cover as standard up to £500,000 (this can be reviewed to £1,000,000 on request)
- Covers for perils such as storm, flood, subsidence, escape of water or oil, fire, earthquake, theft, and malicious damage by third parties
- Accidental Damage included as standard with the buildings cover, with the option to upgrade and include Malicious Damage or Theft
- Option to upgrade your Contents cover to include Malicious and Accidental Damage by tenant
- Up to 20% of the building sum insured for any loss of rent or the cost of alternative accommodation, following an insured event. for up to 12 months
- Up to 90 days unoccupancy cover if the terms of the policy are met. Documented inspections of the property are required after 30 days and at 45 days an excess of £250 is applied to theft, accidental and malicious damage claims
- Landlords Legal Liability up to £5,000,000
- Contents cover available up to £50,000
- Nil Excess option available
Not only this but Let Alliance also provide a Buildings only cover option and Emergency Assistance policy, these are also purchased with NIL EXCESS if you ever need them.
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Protect your property portfolio with comprehensive building and contents cover, and protect your rental deposit with our contents insurance for tenants.
